Legal
Terms of service.
Effective date: August 10, 2026
These terms govern your use of versaracapital.com (the "site"), operated by Versara Capital LLC ("Versara," "we," "us," or "our"). By using this site, you agree to these terms. If you do not agree, please do not use the site.
Acceptance of terms
Access to and use of this site is conditioned on your acceptance of these terms. We may update these terms from time to time, and continued use of the site after a change means you accept the revised terms.
Informational purposes only
Nothing on this site constitutes a loan offer, a commitment to lend, or financial, legal, or tax advice. Program descriptions, rates, terms, and examples are provided for general informational purposes and do not guarantee eligibility or approval. All loan terms are subject to underwriting, approval, and executed loan documentation. Rates and terms are subject to change without notice and vary by deal and by state.
Business-purpose lending only
Versara Capital originates business-purpose loans made to business entities (such as LLCs, corporations, and partnerships) secured by non-owner-occupied real property. These are not consumer loans, and nothing on this site should be read as an offer of consumer or owner-occupied residential financing. Loan programs are not available in every state, and loans made in Georgia are made to business entities only.
Calculators and estimates
Any calculators, examples, or illustrative figures on this site are for general reference only. They do not reflect a specific loan quote, are not binding, and actual terms available to you will depend on underwriting of your specific transaction.
Communications consent
If you submit a form on this site with the consent checkbox selected, you authorize us to contact you by phone, text message, and email about your inquiry, which may include the use of automated technology. Message and data rates may apply, and message frequency varies. Consent is not a condition of doing business with Versara Capital LLC. You may reply STOP to opt out of texts at any time and HELP for help, and marketing emails include an unsubscribe link.
SMS terms
These SMS terms apply to text messages sent by Versara Capital LLC.
- Program name
- Versara Capital Loan Inquiry Alerts
- What we send
- Replies to your inquiry, quote and application status updates, document requests, and closing coordination for the loan you asked about
- How you opt in
- By checking the consent box on a form on this site and submitting it
- Message frequency
- Message frequency varies and depends on your inquiry and loan activity
- Cost
- Message and data rates may apply. Versara Capital LLC does not charge for these messages, but your mobile carrier may
- Opt out
- Reply STOP to any message to stop receiving texts. We will send one confirmation that you have been unsubscribed
- Help
- Reply HELP for help, email melissa@versaracapital.com, or call (602) 730-6853
- Carriers
- Wireless carriers are not liable for delayed or undelivered messages
- Supported carriers
- Carrier support varies and messages may not be deliverable on every carrier or device
- Privacy
- No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with any third parties. See our Privacy Policy
- Consent
- Consent to receive text messages is not a condition of doing business with Versara Capital LLC
Intellectual property
The content on this site (including text, graphics, logos, and images) is owned by or licensed to Versara Capital and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from this content without our prior written permission.
Third-party links
This site may link to third-party websites for convenience. We do not control and are not responsible for the content, accuracy, or practices of any third-party site, and inclusion of a link does not imply endorsement.
Limitation of liability & disclaimer of warranties
This site and its content are provided "as is" without warranties of any kind, express or implied. To the fullest extent permitted by law, Versara Capital disclaims all warranties and will not be liable for any indirect, incidental, or consequential damages arising from your use of, or inability to use, this site.
Governing law
These terms are governed by the laws of the State of Arizona, without regard to conflict of law principles.
Changes to these terms
We may revise these terms at any time by updating this page. The effective date at the top of this page reflects the most recent update.
Contact us
Questions about these terms can be directed to:
Versara Capital LLC
PO Box 1347
Chandler, AZ 85244
Email: melissa@versaracapital.com
Phone: (602) 730-6853