Program 05 · Commercial · New Program
Commercial loans from $500K to $5M.
Hundreds of billions in commercial debt matures over 2026 and 2027, and banks are cutting how much they'll refinance. Versara fills the gap: $500K to $5M for multifamily, mixed-use, and small-balance commercial owners who need time to stabilize, lease up, or sell.
Business-purpose loans to entities secured by non-owner-occupied commercial real property only. Pricing determined deal-by-deal, subject to underwriting. Terms vary by asset and state. BK #0944451.
Versara term sheet
Updated August 2026- Loan size
- $500K–$5M
- Asset types
- Multifamily (5+ units), mixed-use, small-balance commercial
- Term
- 12–24 months
- Pricing
- Deal-by-deal, call or apply for a quote
- Soft quote
- 24–48 hours
- Borrower
- Business entities (LLC, corporation, partnership), non-owner-occupied only
- Broker compensation
- Lender-paid, broker protection honored
How Versara Works
A record amount of commercial debt comes due in 2026 and 2027.
A lot of commercial real estate debt was written when rates were much lower, and it's coming due over the next two years. Banks are offering smaller loans on the refinances behind it. Versara funds that gap: refinancing a maturing loan, buying time to lease up a multifamily asset, or positioning a property for sale.
- $500K to $5M for multifamily (5+ units), mixed-use, and small-balance commercial
- 12–24 month terms sized to your stabilization or exit plan
- Soft quotes in 24–48 hours, priced deal-by-deal on the asset and the borrower
- Broker-friendly, with lender-paid compensation and broker protection through our broker program
- One underwriting table in Arizona, no committees, no re-trades
Commercial financing in five states.
Before you apply.
All FAQsWhat kind of commercial loans does Versara make?
Short-term capital secured by commercial real estate. It lets an owner refinance a maturing loan, stabilize a property, or position it for sale, without waiting on permanent bank financing that may offer smaller loans than before.
What assets qualify for Versara?
Versara funds multifamily properties with five or more units, mixed-use buildings, and small-balance commercial assets, from $500,000 to $5,000,000, with 12 to 24 month terms.
How fast is a soft quote?
Soft quotes come in 24 to 48 hours. Pricing is set deal-by-deal based on the asset, the borrower, and the exit plan, so there's no published rate. Call or apply to get numbers on your deal.
Do you pay broker compensation?
Yes. Versara is broker-friendly. Compensation is lender-paid, and broker protection means your client stays your client throughout the deal.
Ready when you are
Get your soft quote in 24 to 48 hours.
Tell us the asset and the plan. We review it the same day, and you'll have a decision within 24 to 48 hours.
funded for real estate investors across five states. Versara extends that track record to commercial.
40+years combined lending and real estate experience on the underwriting team.