Loan Programs
Five loan programs, one underwriting table.
We underwrite every program in-house, against the property and the plan. A low credit score won't stop a deal that pencils.
Business-purpose loans to entities secured by non-owner-occupied real estate only. Terms subject to underwriting; rates and terms vary by deal and state. BK #0944451.
01 · All programs
Pick the program that fits your deal.
Versara
Fix & Flip Loans
Purchase and rehab financing in one loan, up to 85% LTV* with rates from 10.99%.*
Explore →
Versara
Rental & Buy-and-Hold
Longer-term financing, qualified on the asset and what it rents for.
Explore →
Versara
Manufactured & Mobile Home
The niche most lenders skip. We fund pre-1976 and single-wide homes too.
Explore →
Versara
Private Money Loans
Flexible, asset-based capital for deals that don't fit a box.
Explore →
Versara
Commercial
$500K–$5M in capital for multifamily and small-balance commercial deals.
Explore →*Rate and leverage shown are for Versara on qualified transactions and subject to underwriting. Actual rate, LTV, and LTC vary by deal, program, and state.
02 · Which program fits
Match the deal to the program.
Not sure which one fits? Tell us the deal and we'll point you to the right program ourselves.
- Buying to renovate and sell → Fix & Flip
- Keeping it as a rental → Rental & Buy-and-Hold
- Mobile or manufactured → Manufactured & Mobile
- Doesn't fit a box → Private Money
- Multifamily or commercial $500K+ → Commercial
03 · What we lend on
Property types and loan types.
Property Types
- 2-4 Units Residential
- Adult Day Care
- Assisted Living Facility
- Commercial Condominium
- Commercial Land
- Condominium
- Manufactured Home
- Mobile Home
- Multifamily
- Office
- Residential Land
- Retail
- Senior Housing
- Single Family Residence
- Storage Facility
Loan Types
- Private Money
- Hard Money
- Residential Bridge
- Residential Fix and Flip
- Residential Rehab and Rent
- Multifamily Bridge
- Multifamily Rehab
- Commercial Bridge
- Commercial Property Value Add
Specialty Loan Types
- 2nd Mortgage Equity Cash Out
- Primary Residence Business Purpose Cash Out
Ready when you are
Get the right program quoted in 24 hours.
Fill out the loan request. Get a same-day read and a quote matched to your deal.
loan programs, all underwritten at one table in Arizona.
24hrfrom application to a written quote, on every program.